Credit Card Decline Codes
Paymentech Orbital Gateway Stratus and Paymentech Stratus Credit Card Decline Codes
Use the search function to most quickly find credit card decline codes and their meanings.
Code | Description |
---|---|
00 | Approved |
01 | Call/Refer to Card Issuer |
02 | Refer to Card Issuer SpCond |
03 | Invalid Merchant Number |
04 | Pickup |
05 | Do Not Honor |
06 | Other Error |
07 | Stop Deposit Order |
08 | Approved Auth, Honor W/ID |
09 | Revocation of Authorization |
10 | Default Call |
11 | Approved Auth, VIP Approval |
12 | Invalid Transaction Type |
13 | Bad Amount |
14 | Invalid Credit Card Number |
15 | Default Call Low Fraud |
16 | Default Call Medium Fraud |
17 | Default Call High Fraud |
18 | Default Call Unavailable Fraud |
19 | Re-enter Transaction |
20 | Floor Low Fraud |
21 | Floor Medium Fraud |
22 | Floor High fraud |
23 | Floor Unavailable Fraud |
24 | Validated |
26 | Pre-noted |
27 | No Reason to Decline |
28 | Received and Stored |
29 | Provided Authorization |
30 | Invalid Value in Message |
31 | Request Received |
32 | BIN Alert |
33 | Card is Expired |
34 | Approved for Partial |
35 | Zero Amount |
36 | Bad Total Authorization Amt |
37 | Invalid Secure Pay Data |
38 | Merch not MC SecureCode Enable |
39 | Previously Processed Trans |
40 | Req Function not Supported |
41 | Lost/Stolen |
42 | Account Not Active |
43 | Lost/Stolen Card |
44 | Account Not Active |
45 | Duplicate Transaction |
46 | Blanks not Passed in Res Field |
50 | Positive ID |
52 | Processor Decline |
56 | Restraint |
58 | Tran not Permitted to Terminal |
59 | Soft AVS |
60 | Do Not Honor Low Fraud |
61 | Do Not Honor Medium Fraud |
62 | Do Not Honor High fraud |
63 | Do Not Honor Unavailable Fraud |
64 | CVV2/CVC2 Failure |
65 | Invalid Amex CID |
66 | Other Error |
68 | Invalid CC Number |
69 | Does not Match MOP |
71 | No Account |
72 | Invalid Institution Code |
73 | Method of Pay Invald for Merch |
74 | Invalid Expiration Date |
75 | Bad Amount |
77 | Invalid Amount |
78 | Missing Companion Data |
79 | Invalid Merchant |
80 | Invalid MOP for Division |
81 | Call Low Fraud |
82 | Call Medium Fraud |
83 | Call High Fraud |
84 | Call Unavailable Fraud |
85 | Duplicated Order # |
86 | Auth Recycle Host down |
87 | Invalid Currency |
88 | Invalid Purch. Level 3 |
89 | Credit Floor |
91 | Approved Low Fraud |
92 | Approved Medium Fraud |
93 | Approved High Fraud |
94 | Approved Fraud Svc Unavailable |
95 | Invalid Data Type |
96 | Invalid Record Sequence |
97 | Percents Not Total 100 |
98 | Issuer Unavailable |
99 | No Answer/Unable to send |
A1 | Payments Not Total Order |
A2 | Bad Order Number |
A3 | FPO Locked |
A4 | FPO Not Allowed |
A5 | Auth Amount Wrong |
A6 | Illegal Action |
A8 | Invalid Start Date |
A9 | Invalid Issue Number |
B1 | Invalid Transaction Type |
B2 | Account Previously Activated |
B3 | Unable to Void Transaction |
B5 | Not on File |
B7 | Fraud |
B8 | Bad Debt |
B9 | On Negative File |
BA | Under 18 Years Old |
BB | Possible Compromise |
BC | Bill To Not Equal To Ship To |
BD | Invalid Pre-approval Number |
BE | Invalid Email Address |
BF | PA ITA Number Inactive |
BG | Blocked Account |
BH | Address Verification Failed |
BI | Not on Credit Bureau |
BJ | Previously Declined |
BK | Closed Act, New Act Closed |
BL | Re-Authorization |
BM | Re-Authorization ? No Match |
BN | Re-Auth?Timeframes Exceeded |
BO | Stand In Rules |
BP | Cust Svc Ph# req on TranType1 |
BQ | Issuer Flag Poss Fraud DI Only |
BR | Invalid MCC Sent |
BS | New Card Issued |
C1 | Invalid Issuer |
C2 | Invalid Response Code |
C3 | Excessive PIN Try |
C4 | Over Limit |
C5 | Over Freq Limit |
C6 | Over Sav Limit |
C7 | Over Sav Freq |
C9 | Over Credit Freq |
D1 | Invalid For Credit |
D2 | Invalid For Debit |
D3 | Rev Exceed Withdrawal |
D4 | One Purchasing Limit |
D5 | On Negative File |
D6 | Changed Field |
D7 | Insufficiant Funds |
D8 | Encrypted Data Bad |
D9 | Altered Data |
E3 | Invalid Prefix |
E4 | Invalid Institution |
E5 | Invalid Cardholder |
E6 | BIN Block |
E7 | Stored |
E8 | Invalid Transit Routing # |
E9 | Unknown Transit Routing # |
F1 | Missing Name |
F2 | Invalid Account Type |
F3 | Account Closed |
F4 | No Act/Unable To Locate |
F5 | Account Holder Deceased |
F6 | Beneficiary Deceased |
F7 | Account Frozen |
F8 | Customer Opt Out |
F9 | ACH Non-Participant |
G1 | No Pre-note |
G2 | No Address |
G3 | Invalid Account Number |
G4 | Auth Revoked by Consumer |
G5 | Cust Advises Not Authorized |
G6 | Invalid CECP Action Code |
G7 | Invalid Account Format |
G8 | Bad Account Number Data |
G9 | No Capture |
GA | Account Non-Convertible |
H1 | No Credit Function |
H2 | No Debit Function |
H3 | Rev Exceed Withdrawal |
H4 | Changed Field |
H5 | Terminal Not Owned |
H6 | Invalid Time |
H7 | Invalid Date |
H8 | Invalid Terminal Number |
H9 | Invalid PIN |
I1 | Block Activtn Fail?Card Range |
I2 | Block Activtn Fail-E-mail |
I3 | Issuance Does Not Meet Min Amt |
I4 | Declined ? No Orig Auth Found |
I5 | Outstanding Auth Funds On Hold |
I6 | Activation Amount Incorrect |
I7 | Block Activation Failed |
I8 | Mag Stripe CVD Value Failed |
I9 | Max Redemption Limit Met |
J1 | No Manual Key |
J2 | Not Signed In |
J3 | Excessive PIN Try |
J4 | No DDA |
J5 | No SAV |
J6 | Excess DDA |
J7 | Excess DDA FREQ |
J8 | Excess SAV |
J9 | Excess SAV FREQ |
K1 | Excess Card |
K2 | Excess Card Freq |
K3 | Reserved Future |
K4 | Reserved Closing |
K5 | Dormant |
K6 | NSF |
K7 | Future RD Six |
K8 | Future RD Seven |
K9 | Transaction Code Conflict |
L1 | In Progress |
L2 | Process Unavailable |
L3 | Invalid Expiration |
L4 | Invalid Effective |
L5 | Invalid Issuer |
L6 | Trans Not Allow For Cardholder |
L7 | Unable to Determn Netwrk Rtng |
L8 | System Error |
L9 | Database Error |
M1 | Merchant Override Decline |
ND | Act#(Europn Dir Dbt neg file) |
PA | Partial Approval |
PB | Revocation of all Auth |
PP | No Match for Debit Auth |
PQ | Unable to Validate Debit Auth |
PR | Refund Not Allowed |
R1 | Blocked Card Number Prefix |
R2 | Blocked Card Number |
R3 | Blocked Issuing Country |
R4 | Ceiling Limit |
R5 | Not Authorized to Send Record |
R6 | Authorization Not Found |
R7 | Amount Mismatch |
R8 | Already Rvrsd/Nothing to Rvrs |
R9 | Auth Code/Resp Date Invalid |
100 | APPROVAL |
201 | INVALID CC NUMBER |
202 | BAD AMOUNT |
204 | OTHER ERROR |
225 | INVALID FIELD DATA |
227 | MISSING COMPANION DATA |
233 | DOES NOT MATCH MOP |
234 | DUPLICATE ORDER NO |
236 | AUTH RECYCLE HOST DOWN |
239 | INVALID MOP FOR DIVISION |
243 | INVALID PURCH LVL3 |
251 | INVALID START DATE |
252 | INVALID ISSUE NUMBER |
260 | SOFT AVS |
275 | CEILING LIMIT |
301 | COULDN'T REACH THE BANK |
302 | CREDIT FLOOR |
303 | GENERIC DECLINE |
401 | CALL |
402 | DEFAULT CALL |
501 | PICKUP |
502 | LOST/STOLEN |
503 | PROCESSOR DECLINED |
510 | PROCESSOR DECLINED |
521 | OVER CREDIT LIMIT |
522 | CARD EXPIRED |
530 | DO NOT HONOR |
531 | COULDN'T REACH THE BANK |
570 | STOP DEPOSIT ORDER |
571 | REVOCATION OF AUTH |
572 | PROCESSOR DECLINED |
591 | INVALID CC NUMBER |
592 | BAD AMOUNT |
594 | OTHER ERROR |
596 | PROCESSOR DECLINED |
602 | INVALID INST CODE |
605 | INVALID EXP DATE |
606 | INVALID TRAN TYPE |
607 | INVALID AMOUNT |
802 | POSITIVE ID |
806 | RESTRAINT |
811 | INVALID SEC CODE |
813 | INVALID PIN |
825 | NO ACCOUNT |
833 | INVALID MERCHANT |
834 | UNAUTHORIZED USER |
999 | NO RETURNED TRANS |