Credit Card Decline Codes
Paymentech Orbital Gateway Stratus and Paymentech Stratus Credit Card Decline Codes
Use the search function to most quickly find credit card decline codes and their meanings.
| Code | Description |
|---|---|
| 00 | Approved |
| 01 | Call/Refer to Card Issuer |
| 02 | Refer to Card Issuer SpCond |
| 03 | Invalid Merchant Number |
| 04 | Pickup |
| 05 | Do Not Honor |
| 06 | Other Error |
| 07 | Stop Deposit Order |
| 08 | Approved Auth, Honor W/ID |
| 09 | Revocation of Authorization |
| 10 | Default Call |
| 11 | Approved Auth, VIP Approval |
| 12 | Invalid Transaction Type |
| 13 | Bad Amount |
| 14 | Invalid Credit Card Number |
| 15 | Default Call Low Fraud |
| 16 | Default Call Medium Fraud |
| 17 | Default Call High Fraud |
| 18 | Default Call Unavailable Fraud |
| 19 | Re-enter Transaction |
| 20 | Floor Low Fraud |
| 21 | Floor Medium Fraud |
| 22 | Floor High fraud |
| 23 | Floor Unavailable Fraud |
| 24 | Validated |
| 26 | Pre-noted |
| 27 | No Reason to Decline |
| 28 | Received and Stored |
| 29 | Provided Authorization |
| 30 | Invalid Value in Message |
| 31 | Request Received |
| 32 | BIN Alert |
| 33 | Card is Expired |
| 34 | Approved for Partial |
| 35 | Zero Amount |
| 36 | Bad Total Authorization Amt |
| 37 | Invalid Secure Pay Data |
| 38 | Merch not MC SecureCode Enable |
| 39 | Previously Processed Trans |
| 40 | Req Function not Supported |
| 41 | Lost/Stolen |
| 42 | Account Not Active |
| 43 | Lost/Stolen Card |
| 44 | Account Not Active |
| 45 | Duplicate Transaction |
| 46 | Blanks not Passed in Res Field |
| 50 | Positive ID |
| 52 | Processor Decline |
| 56 | Restraint |
| 58 | Tran not Permitted to Terminal |
| 59 | Soft AVS |
| 60 | Do Not Honor Low Fraud |
| 61 | Do Not Honor Medium Fraud |
| 62 | Do Not Honor High fraud |
| 63 | Do Not Honor Unavailable Fraud |
| 64 | CVV2/CVC2 Failure |
| 65 | Invalid Amex CID |
| 66 | Other Error |
| 68 | Invalid CC Number |
| 69 | Does not Match MOP |
| 71 | No Account |
| 72 | Invalid Institution Code |
| 73 | Method of Pay Invald for Merch |
| 74 | Invalid Expiration Date |
| 75 | Bad Amount |
| 77 | Invalid Amount |
| 78 | Missing Companion Data |
| 79 | Invalid Merchant |
| 80 | Invalid MOP for Division |
| 81 | Call Low Fraud |
| 82 | Call Medium Fraud |
| 83 | Call High Fraud |
| 84 | Call Unavailable Fraud |
| 85 | Duplicated Order # |
| 86 | Auth Recycle Host down |
| 87 | Invalid Currency |
| 88 | Invalid Purch. Level 3 |
| 89 | Credit Floor |
| 91 | Approved Low Fraud |
| 92 | Approved Medium Fraud |
| 93 | Approved High Fraud |
| 94 | Approved Fraud Svc Unavailable |
| 95 | Invalid Data Type |
| 96 | Invalid Record Sequence |
| 97 | Percents Not Total 100 |
| 98 | Issuer Unavailable |
| 99 | No Answer/Unable to send |
| A1 | Payments Not Total Order |
| A2 | Bad Order Number |
| A3 | FPO Locked |
| A4 | FPO Not Allowed |
| A5 | Auth Amount Wrong |
| A6 | Illegal Action |
| A8 | Invalid Start Date |
| A9 | Invalid Issue Number |
| B1 | Invalid Transaction Type |
| B2 | Account Previously Activated |
| B3 | Unable to Void Transaction |
| B5 | Not on File |
| B7 | Fraud |
| B8 | Bad Debt |
| B9 | On Negative File |
| BA | Under 18 Years Old |
| BB | Possible Compromise |
| BC | Bill To Not Equal To Ship To |
| BD | Invalid Pre-approval Number |
| BE | Invalid Email Address |
| BF | PA ITA Number Inactive |
| BG | Blocked Account |
| BH | Address Verification Failed |
| BI | Not on Credit Bureau |
| BJ | Previously Declined |
| BK | Closed Act, New Act Closed |
| BL | Re-Authorization |
| BM | Re-Authorization ? No Match |
| BN | Re-Auth?Timeframes Exceeded |
| BO | Stand In Rules |
| BP | Cust Svc Ph# req on TranType1 |
| BQ | Issuer Flag Poss Fraud DI Only |
| BR | Invalid MCC Sent |
| BS | New Card Issued |
| C1 | Invalid Issuer |
| C2 | Invalid Response Code |
| C3 | Excessive PIN Try |
| C4 | Over Limit |
| C5 | Over Freq Limit |
| C6 | Over Sav Limit |
| C7 | Over Sav Freq |
| C9 | Over Credit Freq |
| D1 | Invalid For Credit |
| D2 | Invalid For Debit |
| D3 | Rev Exceed Withdrawal |
| D4 | One Purchasing Limit |
| D5 | On Negative File |
| D6 | Changed Field |
| D7 | Insufficiant Funds |
| D8 | Encrypted Data Bad |
| D9 | Altered Data |
| E3 | Invalid Prefix |
| E4 | Invalid Institution |
| E5 | Invalid Cardholder |
| E6 | BIN Block |
| E7 | Stored |
| E8 | Invalid Transit Routing # |
| E9 | Unknown Transit Routing # |
| F1 | Missing Name |
| F2 | Invalid Account Type |
| F3 | Account Closed |
| F4 | No Act/Unable To Locate |
| F5 | Account Holder Deceased |
| F6 | Beneficiary Deceased |
| F7 | Account Frozen |
| F8 | Customer Opt Out |
| F9 | ACH Non-Participant |
| G1 | No Pre-note |
| G2 | No Address |
| G3 | Invalid Account Number |
| G4 | Auth Revoked by Consumer |
| G5 | Cust Advises Not Authorized |
| G6 | Invalid CECP Action Code |
| G7 | Invalid Account Format |
| G8 | Bad Account Number Data |
| G9 | No Capture |
| GA | Account Non-Convertible |
| H1 | No Credit Function |
| H2 | No Debit Function |
| H3 | Rev Exceed Withdrawal |
| H4 | Changed Field |
| H5 | Terminal Not Owned |
| H6 | Invalid Time |
| H7 | Invalid Date |
| H8 | Invalid Terminal Number |
| H9 | Invalid PIN |
| I1 | Block Activtn Fail?Card Range |
| I2 | Block Activtn Fail-E-mail |
| I3 | Issuance Does Not Meet Min Amt |
| I4 | Declined ? No Orig Auth Found |
| I5 | Outstanding Auth Funds On Hold |
| I6 | Activation Amount Incorrect |
| I7 | Block Activation Failed |
| I8 | Mag Stripe CVD Value Failed |
| I9 | Max Redemption Limit Met |
| J1 | No Manual Key |
| J2 | Not Signed In |
| J3 | Excessive PIN Try |
| J4 | No DDA |
| J5 | No SAV |
| J6 | Excess DDA |
| J7 | Excess DDA FREQ |
| J8 | Excess SAV |
| J9 | Excess SAV FREQ |
| K1 | Excess Card |
| K2 | Excess Card Freq |
| K3 | Reserved Future |
| K4 | Reserved Closing |
| K5 | Dormant |
| K6 | NSF |
| K7 | Future RD Six |
| K8 | Future RD Seven |
| K9 | Transaction Code Conflict |
| L1 | In Progress |
| L2 | Process Unavailable |
| L3 | Invalid Expiration |
| L4 | Invalid Effective |
| L5 | Invalid Issuer |
| L6 | Trans Not Allow For Cardholder |
| L7 | Unable to Determn Netwrk Rtng |
| L8 | System Error |
| L9 | Database Error |
| M1 | Merchant Override Decline |
| ND | Act#(Europn Dir Dbt neg file) |
| PA | Partial Approval |
| PB | Revocation of all Auth |
| PP | No Match for Debit Auth |
| PQ | Unable to Validate Debit Auth |
| PR | Refund Not Allowed |
| R1 | Blocked Card Number Prefix |
| R2 | Blocked Card Number |
| R3 | Blocked Issuing Country |
| R4 | Ceiling Limit |
| R5 | Not Authorized to Send Record |
| R6 | Authorization Not Found |
| R7 | Amount Mismatch |
| R8 | Already Rvrsd/Nothing to Rvrs |
| R9 | Auth Code/Resp Date Invalid |
| 100 | APPROVAL |
| 201 | INVALID CC NUMBER |
| 202 | BAD AMOUNT |
| 204 | OTHER ERROR |
| 225 | INVALID FIELD DATA |
| 227 | MISSING COMPANION DATA |
| 233 | DOES NOT MATCH MOP |
| 234 | DUPLICATE ORDER NO |
| 236 | AUTH RECYCLE HOST DOWN |
| 239 | INVALID MOP FOR DIVISION |
| 243 | INVALID PURCH LVL3 |
| 251 | INVALID START DATE |
| 252 | INVALID ISSUE NUMBER |
| 260 | SOFT AVS |
| 275 | CEILING LIMIT |
| 301 | COULDN'T REACH THE BANK |
| 302 | CREDIT FLOOR |
| 303 | GENERIC DECLINE |
| 401 | CALL |
| 402 | DEFAULT CALL |
| 501 | PICKUP |
| 502 | LOST/STOLEN |
| 503 | PROCESSOR DECLINED |
| 510 | PROCESSOR DECLINED |
| 521 | OVER CREDIT LIMIT |
| 522 | CARD EXPIRED |
| 530 | DO NOT HONOR |
| 531 | COULDN'T REACH THE BANK |
| 570 | STOP DEPOSIT ORDER |
| 571 | REVOCATION OF AUTH |
| 572 | PROCESSOR DECLINED |
| 591 | INVALID CC NUMBER |
| 592 | BAD AMOUNT |
| 594 | OTHER ERROR |
| 596 | PROCESSOR DECLINED |
| 602 | INVALID INST CODE |
| 605 | INVALID EXP DATE |
| 606 | INVALID TRAN TYPE |
| 607 | INVALID AMOUNT |
| 802 | POSITIVE ID |
| 806 | RESTRAINT |
| 811 | INVALID SEC CODE |
| 813 | INVALID PIN |
| 825 | NO ACCOUNT |
| 833 | INVALID MERCHANT |
| 834 | UNAUTHORIZED USER |
| 999 | NO RETURNED TRANS |